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These Terms of Use govern your use of [Company Name]'s website, mobile application, and services (collectively referred to as the "Services"). By accessing or using our Services, you agree to be bound by these Terms of Use. Please read them carefully before proceeding. If you do not agree with any part of these terms, you may not access the Services.

1. Acceptance of Terms By accessing or using the Services, you agree to comply with these Terms of Use and all applicable laws and regulations. If you do not agree to these terms, please do not use the Services.

2. Use of Services a. You must be at least 18 years old or the age of majority in your jurisdiction to use our Services. By using the Services, you represent and warrant that you meet these eligibility requirements. b. You are responsible for maintaining the confidentiality of your account and password and for restricting access to your account. You agree to accept responsibility for all activities that occur under your account. c. You agree not to use the Services for any unlawful purpose or in any way that could damage, disable, overburden, or impair our servers or networks connected to the Services. d. We reserve the right to refuse service, terminate accounts, or remove or edit content in our sole discretion.

3. Intellectual Property a. The content, trademarks, logos, and service marks displayed on the Services are owned by or licensed to [Company Name] and are protected by copyright and other intellectual property laws. b. You may not modify, reproduce, distribute, create derivative works of, publicly display, or otherwise use any content from the Services without the prior written consent of [Company Name].

4. Privacy Policy Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and disclose information about you when you use our Services.

5. Disclaimer of Warranties a. The Services are provided on an "as is" and "as available" basis, without any warranties of any kind, either express or implied. b. [Company Name] does not warrant that the Services will be uninterrupted, secure, or error-free, or that any defects will be corrected.

6. Limitation of Liability a. In no event shall [Company Name] be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, lost profits, data, or goodwill, arising from or in connection with the use of the Services. b. [Company Name] shall not be liable for any damages, liabilities, or losses arising out of your use of or reliance on any content provided through the Services.

7. Governing Law These Terms of Use shall be governed by and construed in accordance with the laws of [Jurisdiction], without regard to its conflict of law provisions.

8. Changes to Terms [Company Name] reserves the right to update or modify these Terms of Use at any time without prior notice. Your continued use of the Services after any such changes constitutes your acceptance of the new Terms of Use.